29. Providing a Loan

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1ـ عَلِيُّ بْنُ إِبْرَاهِيمَ عَنْ أَبِيهِ عَنِ ابْنِ أَبِي عُمَيْرٍ عَنْ مَنْصُورِ بْنِ يُونُسَ عَنْ إِسْحَاقَ بْنِ عَمَّارٍ عَنْ أَبِي عَبْدِ الله (عَلَيْهِ السَّلاَم) قَالَ مَكْتُوبٌ عَلَى بَابِ الْجَنَّةِ الصَّدَقَةُ بِعَشَرَةٍ وَالْقَرْضُ بِثَمَانِيَةَ عَشَرَ وَفِي رِوَايَةٍ أُخْرَى بِخَمْسَةَ عَشَرَ.


1. Ali ibn Ibrahim has narrated from his father from ibn abu ‘Umayr from Mansur ibn Yunus from Ishaq ibn ‘Ammar who has said the following: “Abu ‘ Abd Allah, ‘Alayhi al-Salam, has said, ‘There is a writing on the door of Paradise that says: ‘Charity for ten “rewards” and loan for eighteen “rewards.”’ In another Hadith it is said, ‘Loan for fifteen “rewards.””


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Allamah Baqir al-Majlisi: حسن أو موثق وآخره مرسل - Mir‘at al ‘Uqul Fi Sharh Akhbar Al al Rasul (16/162)



2ـ عَلِيُّ بْنُ إِبْرَاهِيمَ عَنْ أَبِيهِ وَمُحَمَّدُ بْنُ إِسْمَاعِيلَ عَنِ الْفَضْلِ بْنِ شَاذَانَ جَمِيعاً عَنِ ابْنِ أَبِي عُمَيْرٍ عَنْ حَمَّادٍ عَنْ رِبْعِيِّ بْنِ عَبْدِ الله عَنْ فُضَيْلِ بْنِ يَسَارٍ قَالَ قَالَ أَبُو عَبْدِ الله (عَلَيْهِ السَّلاَم) مَا مِنْ مُؤْمِنٍ أَقْرَضَ مُؤْمِناً يَلْتَمِسُ بِهِ وَجْهَ الله إِلاَّ حَسَبَ الله لَهُ أَجْرَهُ بِحِسَابِ الصَّدَقَةِ حَتَّى يَرْجِعَ إِلَيْهِ مَالُهُ.


2. Ali ibn Ibrahim has narrated from his father and Muhammad ibn Isma‘il from al-Fadl ibn Shadhan, all from ibn abu ‘Umayr from Hammad from Rib’iy ibn ‘Abd Allah from Fudayl ibn Yasar who has said the following: “Abu ‘Abd Allah, ‘Alayhi al-Salam, has said, ‘For every believing person who provides a loan for another believing person, for the sake of Allah, Allah counts its reward as that of giving charity until the time the loan is paid back.’”


Grading:

Allamah Baqir al-Majlisi: حسن كالصحيح - Mir‘at al ‘Uqul Fi Sharh Akhbar Al al Rasul (16/162)



3ـ عَلِيُّ بْنُ إِبْرَاهِيمَ عَنْ أَبِيهِ عَنِ ابْنِ أَبِي عُمَيْرٍ عَنْ إِبْرَاهِيمَ بْنِ عَبْدِ الْحَمِيدِ عَنْ أَبِي عَبْدِ الله (عَلَيْهِ السَّلاَم) فِي قَوْلِهِ تَعَالَى لا خَيْرَ فِي كَثِيرٍ مِنْ نَجْواهُمْ إِلاَّ مَنْ أَمَرَ بِصَدَقَةٍ أَوْ مَعْرُوفٍ قَالَ يَعْنِي بِالْمَعْرُوفِ الْقَرْضَ.


3. Ali ibn Ibrahim has narrated from his father from ibn abu ‘Umayr from Ibrahim ibn ‘Abd al-Hamid who has said the following: “This is about the words of Allah, ‘There is not much good in many of their secret talks except that which commands to give charity or Benevolent Assistance.’ (4:114) Abu ‘Abd Allah, has said, “Benevolent Assistance is a reference to providing loans for needy people.’””


Grading:

Allamah Baqir al-Majlisi: حسن أو موثق 1 - Mir‘at al ‘Uqul Fi Sharh Akhbar Al al Rasul (6/162)



4ـ عِدَّةٌ مِنْ أَصْحَابِنَا عَنْ سَهْلِ بْنِ زِيَادٍ عَنْ أَحْمَدَ بْنِ الْحَسَنِ بْنِ عَلِيٍّ عَنْ أَبِيهِ عَنْ عُقْبَةَ بْنِ خَالِدٍ قَالَ دَخَلْتُ أَنَا وَالْمُعَلَّى وَعُثْمَانُ بْنُ عِمْرَانَ عَلَى أَبِي عَبْدِ الله (عَلَيْهِ السَّلاَم) فَلَمَّا رَآنَا قَالَ مَرْحَباً مَرْحَباً بِكُمْ وُجُوهٌ تُحِبُّنَا وَنُحِبُّهَا جَعَلَكُمُ الله مَعَنَا فِي الدُّنْيَا وَالآخِرَةِ فَقَالَ لَهُ عُثْمَانُ جُعِلْتُ فِدَاكَ فَقَالَ لَهُ أَبُو عَبْدِ الله (عَلَيْهِ السَّلاَم) نَعَمْ مَهْ قَالَ إِنِّي رَجُلٌ مُوسِرٌ فَقَالَ لَهُ بَارَكَ الله لَكَ فِي يَسَارِكَ قَالَ وَيَجِي‏ءُ الرَّجُلُ فَيَسْأَلُنِي الشَّيْ‏ءَ وَلَيْسَ هُوَ إِبَّانُ زَكَاتِي فَقَالَ لَهُ أَبُو عَبْدِ الله (عَلَيْهِ السَّلاَم) الْقَرْضُ عِنْدَنَا بِثَمَانِيَةَ عَشَرَ وَالصَّدَقَةُ بِعَشَرَةٍ وَمَا ذَا عَلَيْكَ إِذَا كُنْتَ كَمَا تَقُولُ مُوسِراً أَعْطَيْتَهُ فَإِذَا كَانَ إِبَّانُ زَكَاتِكَ احْتَسَبْتَ بِهَا مِنَ الزَّكَاةِ يَا عُثْمَانُ لا تَرُدَّهُ فَإِنَّ رَدَّهُ عِنْدَ الله عَظِيمٌ يَا عُثْمَانُ إِنَّكَ لَوْ عَلِمْتَ مَا مَنْزِلَةُ الْمُؤْمِنِ مِنْ رَبِّهِ مَا تَوَانَيْتَ فِي حَاجَتِهِ وَمَنْ أَدْخَلَ عَلَى مُؤْمِنٍ سُرُوراً فَقَدْ أَدْخَلَ عَلَى رَسُولِ الله (صلَّى اللهُ عَلَيْهِ وَآلِه) وَقَضَاءُ حَاجَةِ الْمُؤْمِنِ يَدْفَعُ الْجُنُونَ وَالْجُذَامَ وَالْبَرَصَ.


4. A number of our people have narrated from Sahl ibn Ziyad from Ahmad ibn al-Hassan ibn Ali from his father from ‘Uqbah ibn Khalid who has said the following: “I went to visit abu ‘Abd Allah, ‘Alayhi al-Salam. Two other people, al-Mu‘alla’ and ‘Uthman ibn ‘Umar, also were present with me. On seeing us, he welcomed us and offered greetings of peace, saying, ‘I welcome the faces that love us and we love them. May Allah keep you with us in this world and in the next life.’ Uthman then said, ‘I pray to Allah to keep my soul in service for your cause.’ The Imam acknowledged his expression and asked, ‘What can I do for you?’ Uthman then said, ‘I am an affluent man.’ The Imam said, ‘May Allah make your wealth a blessing for you.’ He then said, ‘A man comes to me for (financial) help. Such time is not the time for me to pay zakat.’ Abu ‘Abd Allah, ‘Alayhi al-Salam, then said, ‘Providing a loan, before us, has eighteen rewards, and for charity it is ten rewards. You have no difficulty, being an affluent man as you just said. You can provide him help and when the time for paying zakat comes, count it as your zakat paid to him. O ‘Uthman, do not turn him away empty-handed; it is a great and serious matter in the sight of Allah. O ‘Uthman, if you had known how important a believer is in the sight of Allah, you would not hesitate to respond positively to his appeal. Whoever provides happiness for a believing person has done so for the Messenger of Allah, O Allah, grant compensation to Muhammad and his family worthy of their services to Your cause. Providing help for a believing person repels illnesses like insanity, leprosy and albino (leprosy).”’




5ـ سَهْلُ بْنُ زِيَادٍ عَنْ مُحَمَّدِ بْنِ عَبْدِ الْحَمِيدِ عَنْ إِبْرَاهِيمَ بْنِ السِّنْدِيِّ عَنْ أَبِي عَبْدِ الله (عَلَيْهِ السَّلاَم) قَالَ قَرْضُ الْمُؤْمِنِ غَنِيمَةٌ وَتَعْجِيلُ خَيْرٍ إِنْ أَيْسَرَ أَدَّاهُ وَإِنْ مَاتَ احْتُسِبَ مِنَ الزَّكَاةِ.


5. Sahl ibn Ziyad has narrated from Muhammad ibn ‘Abd al-FIamid from Ibrahim al-Sindiy who has said the following: “Abu ‘Abd Allah, ‘Alayhi al-Salam, has said that providing a loan for a believing person is an (important) gain and a good deed if done quickly. If he becomes financially capable, he repays, but if he dies, the provider of loan can count it as payment for zakat.”


Grading:

Allamah Baqir al-Majlisi: ضعيف على المشهور - Mir‘at al ‘Uqul Fi Sharh Akhbar Al al Rasul (16/163)